Think Like A Millionaire

The Manifestation Millionaire

How to achieve success in life and in business is the focal point of everybody since elementary school until reaching the age of 60th. This book the manifestation millionaire present a vast variety of techniques that help the readers to develop their desire to transform into successful business figure and it presents a lot of techniques and methods to support the reader in their journey towards earning a six-figure income. The author of the book Darren Reagan explains how he raised from the bottom of failure to the highest of success using these methods presented in his book. The the manifestation millionaire will teach you the positive thinking and will teach you how the positive thinking is the real working method to use in order to break through your obstacles and be wealthy and successful. Any reader should be well skillful in kicking the negativity from his life just after few chapters and should be able to achieve his goals and become wealthy after applying the techniques and method in the book. I really like the variations in the manifestation techniques because it makes you comfortable choosing the best technique suits you and apply it to become a wealthy person. Read more here...

The Manifestation Millionaire Summary


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Raising to Get More Money in the

Getting more money in the pot is the primary reason to raise when you think you have the best hand. Clearly you would raise a single opponent on the end with what you think is the best hand, Ironically, the better your hand, the more reason you would have for not raising on an early round. If you think opponents will call another player's bet but fold if you raise, and if at the same time you figure they aren't getting sufficient pot odds to call a bet if they knew what you had, then you should not raise. You should give them the opportunity to make the mistake of calling. However, if they are getting correct pot odds to call a single bet, which is most often the case, you should raise even if they are still getting sufficient pot odds to call both the bet and the raise. In this instance, you're rooting for them to fold, but when they do call, you're at least getting more money in a pot you expect to win most of the time. Then again, by all means raise if you expect an opponent who...

Emphasize Correct Decisions over Making Money

So why should we emphasize making correct decisions over making money After all, isn't the goal of poker to make money The problem once again comes down to the dominance of luck in poker in the short term. There is no way to guarantee making money in the short term there are simply too many unknowns and random variables. A good player can virtually guarantee making money in the long term, but he can only do this by making correct decisions. A correct decision may end up losing the player money, but consistently making correct decisions is the only way to ensure long-term profitability. Focusing on anything else is futile. it was the correct decision (by both our definition and the Sklansky definition) that in the long term will save them money. Simulations tell us that against A-K off-suit and T-9 suited, A-T off-suit will be the best hand at the river only about 15 of the time. Your fold effectively made you money because you couldn't possibly expect to make more money in the 15 of...

Could Sklansky and Malmuth be wrong

On one hand, they point out correctly that the small blind is entitled to a profit because he has position on you and because you have a larger blind than he does. On the other hand, they follow up by suggesting, The idea is to keep his profit to a minimum. This means that when the player on the button raises a lot you must call (or reraise) a lot. Herein lies the fallacy. Sklansky and Malmuth are saying that you should call because your opponent will make money if you don't call. Makes sense, right If your opponent makes money (maximizes his profit), you must be losing too much, right Let's recall an example from last week.

Will you get bored with the game

There is not a lot you can do about this, but two things are important. First, you should go in with your eyes open. Don't assume that you will be living a life of leisure and enjoying every minute of your day, because you won't. Second, think about how much you enjoy the fame at present. Do you genuinely enjoy the game or do you just enjoy winning money If it's the latter, then you will probably get very bored very quickly playing professionally. Making money is not 10 fun when you have to make money to live. It will become another job, and a stressful, sometimes tedious one at that. The game you love Could now turn into just another job.

Play for the Long Term

From the previous discussion, it should be easy to see that there is little point in playing poker with the expectation of making money in the short term. In the short term, pretty much anything can happen bad players can win and good players can lose. If you are looking to make money from poker, you need to play for the long term and accept the short-term risks.1

Different results at different sites

As mentioned in a previous section, fluctuations in online poker can be higher than in brick and mortar casinos. If you play at a few different online sites, this may cause some interesting results. It could look like you are killing the players at one site, but are getting killed by the players at another site. You may start to think that generally players at one site are much better than players at another site. Although it is likely there is some difference in skill among the population of players at different sites, the difference in general skill is probably not very large. For the most part, the fallback opinion should be that the difference in profits and loss is a result of randomness and luck, good luck at one site, bad luck at another. Due to the large fluctuations at online poker, this can easily happen. If you ask those that bet sports you will find a similar situation. Some sports bettors seem to make money hand over fist at one online sportsbook but cannot beat another...

Getting Paid and Bonus Hunting

Poker players should take a lesson from their sports bettor brethern. The offshore sports betting industry has been around a bit longer than the online poker industry. The sports bettors have seen several very big sports books go under due to mismanagement, insufficient capital and outright fraud. All sportsbooks need clients in order to make money, in the effort to find and retain players, new sportsbooks need to give players an incentive to give them a try. They establish themselves and entice players to join by offering deposit bonuses. This can often lead to a business that seems to be built like a ponzi scheme. An example would be an offer of a 25 cash bonus on a deposit, but with some restrictions such as a five times rollover and a one month minimum period before making a withdrawal. A five times rollover in sports means that the player must bet their balance five times over before they are eligible to take a withdrawal. On the surface, this makes sense from the sportsbook...

Of having the best hand First to act

You are quite sure he will bet based on the play of the hand. Check-raise to get more money into the pot (although sometimes you may want to bet and let him raise so you can re-raise - this depends on how aggressive the aggressive player is, and the texture of the board).

Solution to Problem

Score 2 points for Choice A, checking. No credit for Choice B, a small raise. You will get called, because of the pot odds, and you've just managed to get more money in the pot to no good end. Two points for Choice C, raising 200,000, a bit more than the pot. It's a good play to end the hand right now, when you don't have position. If your opponent comes over the top, you can still get away from the hand. Williams now bets 60,000. He's hit middle pair, which is very big at heads-up. He wants to get more money in the pot, and Negreanu shouldn't have any trouble calling this bet. The pot is now 200,000. Question 48E The jack didn't help Negreanu's hand. It also didn't hurt it, since he was beaten by a pair of jacks anyway. It's still possible Negreanu's hand can win a showdown, but there's no reason to put more money in the pot. Score 2 points for Choice A, checking. No credit for any bet. Negreanu actually checks.

Making all the betting round decisions on the Flop

You do not want to raise because you want him to keep bluffing. A raise may scare him off and force him to fold instead of bluffing. Meanwhile if he actually has a strong hand, a raise will cost you more money. Of course, the tradeoff of not raising is the risk of giving away a free card and having him actually catch a pair to beat you.

Calling a bet instead of raising

If he has a better hand than yours, such as AK, AQ, AJ, AT or two pair then you will lose more money by being aggressive. If he is on a straight draw and catches it, then your raise will lose you more money in the hand. Basically, if you show aggression after you get check-raised, you may be putting yourself in a situation where you will lose more bets when if he is already ahead or he catches his draw. Not only will you lose more bets when you are the loser, you will also win fewer bets when you are the winner. Compare the following situations

Shorthanded Common Mistake Being too passive in the wrong spots

You want to get more money in the pot if you have a good hand so you can win more. Since players are looser and more aggressive in shorthanded games, it means many players have learned to call bets and raises with lesser holdings. So you should not be afraid to be betting or raising when you have the best hand, since your opponents are more likely to stick around in shorthanded games. This means you should tend to avoid slowplaying since you will get paid off more often in shorthanded games.

Pitfalls of playing online

The advantages of playing multiple games simultaneously are obvious for winning players. Although you may reduce your win rate at each table, your overall win rate could increase. If your win rate at each of these tables is at least half of your normal amount at only one table, then you are actually making more money playing two tables simultaneously. If you are playing at three tables at the same time, then your win rate at each table would have to be at least 1 3 of the win rate at one table. This seems like a good deal to most players, and it is a good deal for those that can keep their win rate above those levels. Spend the same amount of time playing poker and make more money, who wouldn't want that However, for losing players, they will just lose their money at a faster rate. Another way to view multiple tables is to play at a lower limit at each table, whereby the total expectation may be the same as playing at just one table with higher limits. The reason this may be useful is...

Semi Bluff Raising on the Turn

But what if you had estimated his folding percentage incorrectly What if instead of having a 20 chance that he folds on the Turn, this guy will actually never fold. Well now you have cost yourself money with a raise in this spot, because you are more likely to lose than win and you have put more money in the pot. As you can see by this demonstration, whether a semi-bluff raise is correct or not depends on the frequency that your opponent will fold a made hand. This is a nice example of how combining the mathematical side of the brain with the social side of the brain can result in a correct analysis. If we just used the math side, we are still at a loss as to whether or not a raise is correct since we do not have an accurate assessment of his folding percentages. If we just used the social side, we are at a loss as to whether or not a raise is correct since we do not have an accurate assessment of the value of a possible fold compared to the negative value of a call by the opponent...

Early Position the Small Blind the Big Blind and the Under the Gun player

The small blind is in the worst position of all, because he is always at a positional disadvantage to someone else. If everyone folds to the blinds, then the small blind is at a significant disadvantage to the big blind. There are many times when the big blind can call a raise with mediocre cards, but the small blind cannot. The reason is that the small blind will have to put in more money than the big blind, and the big blind is getting better odds. Since the big blind is already in for one small bet, when there is a raise, he is at least getting 3.5 to 1 to call (1 small bet is the big blind he put up himself, 2 small bets from the raiser, and a minimum of half of a small bet from the small blind). If there are other players involved in the hand, then the big blind would have even greater odds to call. However, the small blind has to act before the big blind. He would have to put in one and a half small bets to see a raise, and he would have to act without knowing what the big blind...

Cheating Collusion and Software glitches

Smart programmers can know with some precision what the Flop will bring. Maybe they have a way around the software to be able to figure out some of their opponents' hole cards. These are scary thoughts, and although they may not be probable, it would not be outside the realm of possibilities. There is no proof that a person or a group is doing this, but that does not mean it is not being done. Of course this is a conspiracy theorists' dream, or nightmare, depending on how they are looking at it. The truth is that there are many players making money steadily in online poker, playing the cards, the odds and the opponents. This fact alone should comfort most except the most ardent conspiracy theorists. Coincidentally, these conspiracy theorists usually are not good poker players. I leave it up to the individual reader to determine if this is an issue they think is important for themselves. Players can get disconnected from their internet connection sometimes. It can happen because of a...

Fourofakind By Design

The old gent across the table gave me a hard look and called the bet. I called for cards. The old gent stood pad and I (not being a good gambler) drew two cards. (Most pro gamblers would be reluctant to draw two cards to three Aces. Your oponents can tell that all you had at the start was three-of-a-kind or a pair and a kicker. A pro might draw only one card to his three Aces. That way it looks like he is trying to fill up a flush or a straight. Or is holding two-pair at the most. Few ever imagin that you are holding three Aces or four-of-kind. That will bring more money into the pot.)

Reasons to Play Poker on the Internet

Tipping is a somewhat controversial topic. In brick and mortar casinos, a major part of the dealers' income comes from tips. However tips do eat up on potential profits from the winning players, and it increases the losses for the losing players. Online poker requires no tipping, you cannot tip even if you wanted to. This means the winning players will make more money and the losing players can play longer, or at least play more hands.

Holdem Brain Expected Value Copyright by King

The column that is labeled Probability x Result is the multiplication of the Probability and the Result column. If we add up all the numbers in that column, we would get the EV of a roll. In this case, it adds up to 0. This means that on average, the person who plays this game has no expectations as to winning or losing from a dollars perspective. Since they lose when the die comes up 1, 2, 5 or 6, they will lose more often than they win. However when they do win, they will win more money during those times, enough to compensate for the greater frequency of losses, since each loss is a smaller amount. The numbers add up in this case so that the player does not expect to profit or lose, however, he will win or lose a certain amount on any given roll.

Playing Texas Holdem Online The Professionals Guide

Where it looks like one or two strong players are cleaning up on everyone else at the table. Very aggressive players will take over a table and cause a lot of grief. Steer clear of these tables if you consider yourself a fish or a barracuda. Even as a shark, usually one or two aggressive players at a table is enough eliminate easy wins. Increasing the overall tightness of a table only benefits the house, which will make more money from the rake than you will ever make from the pot.

Lowball Pete and his friend SHORTY

Suppose the ante is so high, and the players are such that you'll have to involve 8,000 or 9,000 of your own money to win, but the players have only about 30,000 among them on the table, and you know that they probably won't bring any more money into the game if they lose that. It's pretty hard to get more than about half the money in a game, so 15,000 would be a big win.

Answers to Quiz on Post Flop Play

Unfortunately, you can be almost sure that you're beaten. In spite of the large pot size, you should normally check, and fold if there's a bet. As you get to later position, if it's checked to you, it might be worth an exploratory bet. If you get called there, then you probably shouldn't invest any more money in the pot.

Winning the Battle of Mistakes

You make money when you win big pots and lose small ones. You also make money when your opponents make big and frequent mistakes (especially in relation to what you hold), and you make small and infrequent ones. If your opponents made no mistakes, there'd be no money for you to win. Your opponents' mistakes are your opportunities for profit.

Handling credit is an important and delicate matter for John Finn He must make credit available

While lax with Sid, John Finn rigidly enforces the credit rule against other players. He is particularly tight about extending credit to Ted Fehr because of his poor financial condition. John often refuses him credit and makes him write checks That tough policy forces Ted to quit when he is broke. Then when he accumulates enough money, he returns to the game, pays off his debts, and loses more money.

When Not to Semi Bluff

As we have seen, a semi-bluff can be profitable because it sometimes works as a bluff (when your opponent folds the best hand) and sometimes lets you improve to the best hand (when your opponent calls). It is the combination of these circumstances that makes the semi-bluff profitable. Therefore, it is important to realize that you usually don't semi-bluff if you are sure you are going to be called. Why Because then the bluff aspect of your bet has vanished, you are betting only for value, and it is clearly incorrect to put more money in the pot on a hand you know to be the underdog. The only exception to this principle may occur in seven-card stud and razz, as we saw earlier, when your semi-bluff confuses your opponent on later rounds as he watches your board develop into what looks like the best hand.

Situations When Effective Odds Need Not Apply

There are a few times when you do not have to consider future bets when assessing your pot odds. The first case occurs when either you or your opponent is all-in or almost all-in. Obviously, when your opponent has no more money to bet or you have no more money to call, the last card will be free. So all you need to do is observe your immediate pot odds and compare them to your chances of winding up with the best hand. In the example

Images Poker Body Language

If you want to build an image, build a friendly and laid-back one. Small stakes hold 'em is a company softball game, not the World Series. It is not the place for war paint or brush back pitches. Do not charge the mound if a pitch hits you just take your base with a smile. If you behave like you are just playing to enjoy the game, your opponents will have more fun, and you will make more money.

Shorthanded Poker A Secret about Winning

It might be a secret, unspoken by many players because they want you to believe their books will help you make millions of dollars and leave the boredom of your current paper pushing or burger flipping job behind. But it's not the secret I have for you. If it was, this would be a very short article indeed. I've read over 40 poker books. Mathematics, strategy, and psychology are all covered. Tournaments, Low Limit Hold'em, Middle Limit Hold'em, No Limit and Pot Limit Hold'em, 7-card Stud, Omaha, Omaha Hi-Lo Split, Zen (or Tao) Poker. I kid you not. I've read them all, many of them more than once. My favorite book, Theory of Poker, I've read over 25 times. Most of them helped a few of them hindered. But none of them told me what I really needed to know to become a winner. It took me years of playing and struggling and reading and discussing thousands of message board posts, hundreds of articles, and more money spent on my tuition than I care to imagine.

Your hand J At A Flop A

In this case you need to determine the looseness of the pre-Flop raiser. If you think he is willing to call all the way to the River with a hand like AK, you may want to check-raise on the Flop and take the lead. If he is willing to play hard with a hand like AT, then you do not mind betting and raising at every opportunity. If there is a greater probability that he will give you more credit and fold to your aggressive play on the Flop and Turn, then it may be best to just check and call his bets, until an A or K show up, then a check-raise may get more money into the pot if he indeed has a pair. The correct usage of slowplaying will depend on how you think your opponent will play.

With one card in your suit Should you bet and if so how much

Why not bet a little less to get even better odds If you made a continuation bet of, let's say, one-third of the pot, you'd need to win only one time in four to break even. But now you're offering better calling odds to your opponent (4-to-1 on their call), so many players will now call your bet. On the other hand, if you bet more money to chase people out, you'll lose too much money when you actually are called. Betting about half the pot is a balanced play which gives you the best risk-reward ratio in most situations.

Raising before the Flop

By j ust calling and keeping the pot small, you wiil also limit your losses when you miss the board completely, as happens when all high cards hit the board or when the wrong low cards hit and counterfeit ( ruin) y our low hand. When you limp into the betting with a hand like A-2-3-8 and the flop is 6-7-8, you can win more money by having trapped all the A-3 and worse hands into playing with you. And when the flop is 10-10-, you can get of your hand cheaply. Ideally, when you have one of these premium hands, you want to build a huge pot before t he flop and keep all your opponents in before the flop. However, t his i s very tough to do. S o in early and middle position, j ust call with the premium hands, to keep more players in the pot. In late position or in the blinds, raise it, t o get more money into t he pot.

Playing Strong Hands before the Flop Putting in a Small Raise

You want to keep al the players in, but you want eventually to get more money in the pot as well. The best way t o accomplish these goals i s t o raise a s mall amount of money before the flop. And if one of your opponents has the A-A-x-x hand, he won't be able to reraise you too much before the flop. (If you make a big raise, the A-A-x-x wiil be able to make a big reraise but i f you make a small r aise, t he A-A-x-x wiil b e able to make only a small r eraise.)

Expressed Odds and Implied Odds

But if you miss, you won't have to invest any more money in the pot, whereas, if you hit, you may win some more money from your opponent. That's not certain, since the third flush card will be visible on the board, and your opponent may not want to call a large bet. Suppose you believe that he will fold a large bet on the end if the flush card hits, but he will probably call a smaller bet, say one of 500. In that case your implied odds for your call on fourth street would be the 1,500 currently in the pot, plus the extra 500 you could win on fifth street, measured against the 500 required to call, or 2,000-to- 500, which is just 4-to-l. That's about the odds of making your hand, so the call is reasonable (but wrong because he will not always call the bet). To be more precise in your calculation multiply the size of your intended bet by the probability he will call it. The resulting expected value of his call should then be added to the pot to get your implied...

Introducing NoLimit Holdem to Your Home Game

If someone s tarts with 50, and loses 20 in one hand, then he can play the 30 until he goes broke. Again, the cash-down format also allows some of your richer friends ( big dogs ) t o leave a lot more money i n front of t hem. So two of t he big dogs could play as big a pot as they want to between themselves, while the l iitle dogs have all-in protection for t heir money. AU-in protection simply means t hat i f you have 38 in front of you, then you can win all the money in front of e ach opponent up to 38 each (each opponent matches your 38). No matter what you saw in the entertaining but extremely i naccurate movie Big Hand for the Lgtle Lady, in any poker game you can't be forced out of a pot because someone else has more money on the table than you do.

Where the Money Comes From

Every cent of your long-term profit playing poker comes from exploitingyour opponents' errors and predictable tendencies. The more numerous and egregious their errors, the more money you can make. Some small stakes players who struggle to beat their game think that they would do better if they moved to a higher limit. If only I played in a game where people respected my raises, I could be a big winner. This notion, appealing to many harried players, is absurd. Money comes from exploiting mistakes. When your opponents make mistakes, you can make money. When they don't, you don't make money. There is always more potential for profit in games where your opponents make frequent and costly errors.

Playing Drawing Hands

The first point to notice is a simple one If you suspect that you're up against a drawing hand, you must bet on fourth street, not on fifth street. Checking on fourth street and betting on fifth street is a huge error. By checking, you've given your opponent a free card to beat you, which is one of the worst blunders you can make in poker. But almost as important is the fact that if you wait until fifth street to act, your opponent will know if he made his hand or not. If he didn't make it, he won't call your bet. So you can make money only on fourth street.

Why Professionals Cheat

As the stakes of public games increase, the percentage of professional players increases--as does their motivation to cheat. Every player should increasingly expect and look for cheating as he progresses to higher-stake club or casino games right up to the highest-stake games, including the finals (down to the last three players) of the million-dollar world championship, freeze-out tournaments held in Las Vegas, Nevada. Most finalists in those tournaments are public-game professionals who have worked in the professional establishment for years. Few members of the professional cheating establishment would have qualms about making collusion arrangements in those tournaments or any high-stake game Two of the three final players could safely and swiftly squeeze the third player out of the game with collusion betting to assure both the remaining players, for example, a several-hundred-thousand-dollar return on their original 10,000 stakes (their entry fees). By their collusion, the final...

Private Poker vs Public Poker

Over 95 percent of all poker played in the United States and throughout the world is private poker. Generally, the good poker player can make much more money from private games than from public (club or casino) games. That is why over three-quarters of this book is devoted to explaining concepts for extracting money from private poker games.

You know how much youre winning or losing

Obviously, it is very difficult to make any objective assessment of your poker game when you don't know how much you are winning or losing. Worst of all, long-term losing players will tend to believe they are actually winning. This sounds like a strange assumption to make, but it really isn't. Most poker players suffer from delusion to some extent, tending to overestimate their ability relative to others. Because poker literature is resolute in its assertion that the best players will make money in the long term, most players think they should be winning money. In the absence of any hard figures, they will in fact assume that they are winning money. People are good at seeing things they want to see and ignoring things they don't. A hazy memory of a month of up-and-down results will tend to aggregate to a win for a disorganized player who is deluded about his skill.

How long is the long term

100-big-bet beating, which is well within the realm of possibility. Additionally, if an online player tilts for, say, 30 minutes, that episode of tilt will lose him a lot more money because he will be playing more hands per hour when it happens. For an online player, therefore, it is even more important to stop playing at the first sign of tilt.

What to do When Youre The Blind

Probably more money is lost trying to defend the Blind than anywhere else. You see players calling in the Blind and drawing four cards against a 2nd position raise. You see players who never lay down hands in the Blind against a single raise. It takes two raises to get them out, and then they sometimes call if they have reasonable two-card draws or a rough one-card try.

Could Have One of Several Draws

Since your opponent can now sometimes make money from you on the river, his implied odds are significantly better than the pot odds. A bet offering slightly worse than his pot odds doesn't cut it anymore. You have to bet a larger amount to prevent him from calling profitably.

Raising With A Draw

Let's talk about how to win more money when you're on a draw. Here's how most players play the draw And there's ANOTHER benefit. If the turn card completed your straight or flush (or both), there would already be MORE money in the pot for you. Josh would still check to you, but you would have secured his 60 after the flop.

Rule If there is a lot of betting going on from many different directions theres a good chance that

Expert players make money by making good lay-downs. The money they save in spots like this is money that adds up over time. (And these sorts of situations are, indeed, one of the places where giving it back happens.) The profit accumulated by lesser players - painstakingly won through correct play, perhaps - often goes back across the table to their opponents in situations like this. If we are earning an average of just one big bet an hour, it's easy to see how all the profit from a day's play can melt away in a situation like this.

Why Does the Author Reveal the Advanced Concepts of Poker

Poker can work against the good player's self-esteem and happiness no matter how much money he wins since the source of self-esteem and happiness lies in being productive, 45 and poker is a nonproductive activity. Also, in the long run, a person will almost always earn more money by pursuing productive routes rather than nonproductive or destructive routes.

Over of all worldwide ecommerce

Five (25 ) profit margin, versus the typical U.S. casino, which range s between eight percent (8 ) to sixteen (16 ) of each dollar wagered. Interactive Gaming & Communications International handled 48 million dollars in its first year of operations and has made a staggering profit ever since. 80 of land-based-only players lost money. Online gamblers, however, lose more money per game. Those who gamble for real money both online and offline lost in the past month more than double what those who gamble exclusively off line lost. Further, there are more than four-

Collusion and Cheating

Another common worry is that computer hackers could somehow break into the system to ''see the cards of their opponents while they are playing. I am not a computer hacking expert however, if this were possible, these sites would not be in business very long. Somehow I manage to make money, which would be very difficult if players could see my cards. Second, two players can work together to build a larger pot when one of the players has a super strong hand, for example, if one player flops a set and bets out. the other player could raise even though he has absolutely nothing. This raise charges the other players more money for playing in a pot his partner is likely to win. Third, your partner can help you drive out the other opponents by raising and reraising.

Holdem Brain Players Copyright by King

Knowing how the other players play is one of the keys to achieving success at Limit Hold'em. When sharp players know their opponents well, sharp players will know how their opponents act and think. Sharp players will be able to take advantage of their opponents' weaknesses and avoid their strengths. In order to understand how players play, sharp players will observe their opponents carefully. They will pay attention to their opponents' play, how often their opponents bet, call or raise in different situations. Pegging opponents with stereotypes is useful as a first pass, however, most players will show a combination of different type of stereotypes and their own particular quirks. So it is more useful to observe each player individually. It is rare to find a poker player in real life who fits into any one of these character molds perfectly. What I will show here is a spectrum of the types of characters at the poker table. The style of players will usually fall close to one of these...

Protecting Draws and Buying Outs

Your raise is for value if two or more opponents call. With two overcards and a flush draw, you have fifteen outs to improve to top pair or a flush. Against two opponents you will win well over one-third of the time, so you make money on the extra bet when your opponents call.

Limit Holdem Strategy Handed Game s

The reason I recommend this slow strategy is that the online players in small-stakes poker games play so badly that the top ten strategy wiil be a big winner i n the l ong haul. There i s no need to get fancy and take big swings up and down with your money online the patient route wiil smooth out the swings and produce the desired wins. Make sure that you play in games of an appropriate s ize for your bankroll. If you intend to risk 100 online, make sure t hat y ou play no higher than 1- 2 l imit. This way you wiil have 50 big bets to play with, a nd you wiil give the top ten strategy a chance t o succeed for you. With 50 big bets, you wiil have a decent shot at turning 100 into a lot more money over 40 hours of p lay using my online s trategy.

Essential Tips And Tactics

If you have a strong starting hand, play aggressively during the preflop and try to weed out as many players as you can who have weak hands. This will stop them from getting lucky during the flop. In addition it will ensure that players who think they have a shot at winning to put more money in the pot.

Online gambling is increasing at a staggering rate worldwide Total revenues for online gambling worl

The economics of the industry are amazing. While it may cost up to 300 million to build a new bricks and mortar resort casino, most virtual casinos can be developed for between 1-2 million and will employ only 10 - 20 people as opposed to thousands for a traditional casino. The industry averages about a twenty-five (25 ) profit margin, versus the typical U.S. casino, which ranges between eight percent (8 ) to sixteen (16 ) of each dollar wagered. Interactive Gaming & Communications International handled 48 million dollars in its first year of operations and has made a staggering profit ever since. According to surveys conducted by the US government, the majority of gamblers, 83 , play online, however, only a third of that group plays for real money. In other words, the major attraction for online players are casinos that offer free games. In all, 28 of those who gamble do so online for real money. According to a recent study 73 percent of those who play for real money both online and...

Knowing Everyones Hole Cards

The advantage of knowing everyone's hole card in stud is overwhelming, particularly while holding aces or kings back-to-back. In fact, the Neocheater can often make more money over the long run by not stacking the deck at all, but by simply knowing everyone's hole card and then playing accordingly. Indeed, consistently creating innocent, small advantages (rather than dramatic, huge advantages) is the key to a Neocheater's extracting maximum money from his opponents as demonstrated in the last chapter of this book.

Choosing Starting Hands in Flop Games

Now that we've established that some hands are playable and some hands aren't, we need to analyze when certain hands are playable. In a flop game, the position of the Dealer button determines the order in which the players will act during the hand. Some players will probably fold during the course of the hand, which means that the player who acts first during a particular betting round might change, but the players who choose to stay in the hand will act in a known order until the next deal. Why is this consideration important Because for every seat to the left you are of the big blind, there will be one fewer player left to act after you make your decision to play or not. And why is that important Because when there are fewer players to act, it is less likely that someone behind you will raise and cost you more money than you wanted to put in to see the flop. After all, if you're playing 10- 20 and you wanted to play the first round for 20, you would have raised yourself. In this...

You Cant Win Them

The key is that the savvy player has only 100. Your crazy strategy is full of mistakes, and she's going to exploit them for profit. When she actually bets her 100, both you and the other player will, on average, be big underdogs to her. She'll make money from both of you.

Introduction To The Rules Of Texas Holdem

It's easy to push players in this situation out of the game. It's likely that if you didn't raise and just called, the blinds would probably check. You can make money this way, especially if the blinds are looser players. It's also a way to get the hand over so you can go on to the next game.

The Next Step UltimateBetcom UB

Now that I had a nice-looking website up (, I felt I s hould look into some other web-related projects. A good friend of mine named David ( Porkchop ) Wight had stopped playing poker professionally in order to run a business called Show Gear Productions. One day David told me t hat if I wanted to make money, I was in the wrong business the Internet was the place to be. Finding a steady source of i ncome s ounded pretty good to me, s ince I knew that I could potentially lose all my money on any given day. The swings can drive a person toward insanity As t he old pros say, Poker i s a tough way to make an easy l iving.

Sit n Go SNG with Play Money

Since SO many beginners start at PartyPoker, it is a great place to make money. I say this because once you play with real money you won't be able to go back to the play money. Not because it's so fun to play with real money. It's because the gameplay becomes more real and predictable the higher up you go. The more money the folks at the table pay in, the more they care about the outcome. You will notice as you switch games, up and down the ladder, how different it is at each level.

Trap Avoid games where opponents are playing way under their bankroll

This is somewhat similar to Trap 9, above. You would like bets by opponents in the game to have some meaning when they make them. If everybody in the game has way more money than the limit at which you're playing, so that bets and raises mean nothing in the game, this makes it harder to figure out where everybody is at. On the other hand, if you can find a game where the players are under funded and playing too high for their bankrolls, their bets will have a lot of meaning to them when they make them, and they will be easier to read and put on a hand.

Trap If you find yourself in a beatable game with a number of terrible players dont overplay And if

One error that good players sometimes make when playing against bad players is impatience - getting over-eager to get their hands on their chips. They start to think that they should be defeating these opponents more decisively, more quickly, more frequently, and for more money than they are.

Using the flop to get information

The flop is also a good time to probe for information. In structured-limit games, bets and raises are cheaper here than they are on the next two rounds. You can often risk a small bet on the flop that will enable you to make the correct decision later in the hand when more money is at stake.

Follow Your First Instinct

I have an opinion on those types of hands. When it comes J-J-5 like that, if you have raised going in and the man stood the raise, you don't have anything. He could have two sixes in the hole and have you beat. Once you make your little cursory bet at this pot, you're through with this hand if you get called. You're completely through with it You cannot lose any more money to this hand, I don't care what the opponent has. Tom admits that his gut instinct was, OK, I'm done with it. But trying to pick off the tell, he second-guessed himself.

Glossary of Poker Terms

Bet for value To bet in order to be called by a lesser hand. You are betting to make money, not to make your opponents fold. Lay the odds To wager more money on a proposition than you hope to win. Slowplay To check or just call an opponent's bet with a big hand in order to win more money on later rounds of betting.

The Peter Principle of Poker

Whether or not there is any truth in this theory,8 the Peter Principle can certainly be seen in the poker room. Players tend to start at the lower limits, and if they have the skill, they will make money and advance to the higher limits. Eventually they will reach a limit where they are no longer winning. It's possible that you might move up to a game at a limit that you just can't beat no matter how much effort you put into improving your game. If you reach this point, then you are obviously better off dropping down to a limit where you can win, rather than stubbornly sticking with the higher-limit game. Go back to the games that you can beat, and make money there rather than falling victim to the Peter Principle of Poker.

Ted Forrests Loose OB Experiment

Ted Forrest i s widely regarded as one of t he best poker players i n the world today. A few years ago, Ted tried a little experiment with 08B that had him playing every hand, before t he flop, to see if he could stiil end up winning money. 0bviously, he was trying out t he l oosest s trategy of all. Ted tried this experiment i n some of t he biggest poker games i n the world, i n both Los Angeles and Las Vegas. I n other words, he tried it against s ome tough competition. So for more than one month Ted played every hand of 08B, e xcept t hose t hat included three of a kind (6-6-6-). Amazingly, h e actually managed to make money playing almost every hand before the flop.

How To Host Your Own Home Tournament

So that's what this bonus report is about how to successfully host your own home poker tournament. Hosting your own game can be an extremely valuable way to improve your skills quickly while meeting fellow poker enthusiasts. And it's a great way to make money (or lose it). OK. let's get started. GETTING STARTED

Ninehanded Game No Limit Hold Em

When I play in a game with three Blinds of 25, 50 and 100. . .1 never sit down with less than 20,000. What's more. . .1 like to have as much as (or more money than) any other player at the table. If my stacks are not approximately equal to the guy with the most money then I couldn't break him, could I

Insiders Secrets To Playing Texas Holdem Poker Online

How does the system work How are the cards shuffled (what's the randomizing algorithm) Has anyone done any studies on what cards really pay the best What tables play the best Are there systems that work online better than others What do the insiders know about cards to play Can we really make money at this game

What We Assume about iou

Or maybe you've played poker since you were a kid, and for some reason, you always lose. So you know the rules, but you just don't know how to win. Well, this book certainly can help you. We present all kinds of tips, tricks, and strategies. It's time for you to walk away from the poker table with more money than lint in your pockets.

Blending Strategy Stack Size and the Prize

The Internet Qualifier. lie's a young kid, he paid 50 or so to get in an online qualifying tournament, he won a free shot to the big show, and now he's at the final table, staring at more money than he's ever seen before. Most of these players are just trying to move up the ladder, and every step on that ladder might represent several years' worth of income. A player who's thinking that way can be pushed around pretty easily. But some of these kids turn out to be real tigers who see their lucky break as the springboard to a real poker career. Keep an eye on them and let somebody else be the first guy to try to push them out of a pot. Watch what happens and act accordingly in the future. The High-Tech Millionaire. He made money during the boom 0 The Down-on-his-Luck Pro. He might have been a millionaire a few weeks ago, but now he's broke. Such is life in the fast lane. The money will certainly matter to him, but in unpredictable ways. He may simply want to get a bankroll back, in...

Expectation and Hourly Rate

Playing a hand one way and your expectation playing it another way. Whichever play gives you a higher positive expectation or a lower negative expectation is the right one. For example, when you have a 16 against the dealer's 10, you're a favorite to lose. However, when that 16 is 8,8, your best play is to split the 8s, doubling your bet. By splitting the 8s against the dealer's 10, you still stand to lose more money than you win, but you have a lower negative expectation than if you simply hit every time you had an 8,8 against a 10.

For Turn and River Bluffs

With a lot left, though, he has to worry about winning a little when he's right, but losing a lot when he's wrong. Many times you won't follow through on the river, and he'll be left with a paltry 1,000 win. But sometimes you will follow through, and he'll have a far tougher decision for far more money. (It's tougher for him because you'll bluff 1,000 on the turn and give up on the river more often than you'll bluff 1,000 and follow through for

AK how to play before the Flop

(1) You'll win more money when you make a hand with it and The reason why you can make more money with an A-K than with two Aces (or Kings) is because it's a drawing-type of hand as opposed to a made hand. I mean, you don't have anything with an A-K unless you flop something. So you can get away from it real easy. You're not tied-on to it like you might be with a Pair of Aces (or Kings). And that's why you'll lose less money with it.

When the Blinds are Very Loose

Let's say you are on the button with no one else in yet, in a game where the big blind calls 100 percent of the time. In that case you shouldn't raise unless your hand is approximately in the top 40 percent because the blind is going to call, and why put in more money if you are going to get called every time. But there is a play that can be made that you normally never see (except by a tourist, ) yet should be done. It is just calling on the button. When the players in the blinds are very loose or at least highly apt to defend their blinds there are hands that you should just call with. You use this approach when you really don't like your hand that much, and don't want to put any more money in the pot than necessary. (Remember, you are always going to be called.) Yet, your hand is not bad enough to throw away given that you are just against the two blinds.

Chapter Online Poker Vs Bm Poker

It also means that a winning player can make a lot more money per hour than in a live game. It also means that a loosing player will lose faster. But it's also more fun Ever had those long nights where you can't seem to catch a hand Well, online, these nights go by quicker, since you get dealt more hands in the same amount of time.

How To Win Money In Texas Holdem Before The First Card Is Even Dealt

But only if it's 1 2, 2 4 or 5 10 blinds. This section will discuss the research, the math, and the studies on human nature that prove conclusively that high-stake limit tables are not the place to make money. They are however an excellent place to lose large amounts of cash in a big hurry. The return on investment (ROI) is best at medium limit tables. 3. SELECT YOUR STAKE. No decision here if your smart. You must have 50 to 100 times the Big Blind. Any less and your chances of making money nose dive. More will only improve your table 'cred' and help to intimidate weaker players.

Poker is a game of small edges

All of this stems from the fact that winning poker players make money from their opponents' mistakes, which are generally small in nature. In poker, any hand can win, and it is rare to be betting when you have the absolute nuts. So even when opponents call bets that they

The Value of Position

After the flop, both seeing what your opponents will do and having your opponents guess at what you will do are valuable. A starting hand's worth is based largely on how much money it expects to earn much of this earn comes from betting after the flop. With position you make more money after the flop with almost all hands.25 Thus, many more hands are profitable, and consequently playable, from the button than from under the gun.

When the Pots Get

When the pots get big, this fact should dominate your approach to playing the hand. Large pots create tricky situations from the flop on. Basically your number one priority is to win it. Not to win more money, but to win the pot. However, winning the pot is not that simple. It isn't just a matter of thinking I have the best hand, therefore I bet. It might be better to check in order to get someone in late position to bet so that you can check-raise. It might be better to bet hoping someone else will raise. And, it might be better to set this up on the previous round.

When to Use the Free Card Play

To clarify, when your draw is weak, you prefer that the bettor be passive. When you have a very strong draw, though, you do not much care. In fact, an aggressive bettor is often actually better. Strong draws make money with each flop raise you would like to be playing with someone who will often help you cap the betting. But if a passive player puts in three or four bets, he will often have a set (the one hand you fear with strong draws). An aggressive player has a much broader range of four-betting hands.

The Inevitable Spread Of Neocheating

But another reason that Neocheating is spreading -- especially in public poker -- is that the quality of poker itself is rapidly improving with the availability of several good poker books and with the advent of the Advanced-Concept player (described in Chapter XI). Because of the improving competition, more and more serious players are searching for ways to compensate for the diminishing supply of easy opponents. And professionals especially are seeking to bolster their sagging profit margins due to steadily increasing competition that threatens their livelihood. Also, escalating inflation puts increasing pressure and desires on all players to extract more money from their games. Neocheating offers a quick and easy solution to those problems and needs. Thus more and more serious players of blackjack, bridge, and gin are discovering and using Neocheating.

Table Seven Card Stud High Low Sample Fourth Street with Two Hearts

We're above 50 percent now with an increased expectation of 4.4 percent, but we've been unable to really jump into complete dominance. That doesn't happen until all four of the low hand's cards are suited, in which case it will win approximately 70 percent of all money bet. It's interesting to think about The difference between catching two of the same suit out of three cards is only 4.4 percent more money collected than needing to receive three in the last three cards. Flushes are hard to make in Stud Still, every little bit helps, and as we've said before, if you're not betting and raising as much as possible with the low hand, you're making a big mistake. Implied odds, the authors say, is current expectation adjusted for future betting. What this means is, it will almost certainly cost you more money to stay in the hand in future rounds. It is here that your betting position plays a large role. Let's say you flop an open-ended straight draw, in which case eight cards will win you...

Stealing The Blinds

You make this bet because you feel like all three of your opponents will fold. and you'll get the 5 in blinds. It's not a lot of money. and your odds are terrible considering you're risking 20, but trust me. once you get to know your opponents this is something that you REALLY need to do to make more money playing poker. Stealing 5 an hour for 8 hours at this game would equal 40. and for a 1-2 no limit cash game, that's a sizeable amount.

Bad play makes you money in the long term

As illustrated in the example above, every time your opponent makes a bad call against you, you make money, regardless of whether or not you actually win the hand. Over the course of thousands of hands, luck will cease to be a factor, and you will reap the rewards of playing good poker. In fact, bad play is the only thing that makes you money, so don't complain about it.

It lessens the pressure to win

If your poker bankroll and your real-life finances are intertwined, then the inevitable result is that your poker fortunes and your overall financial security also become intertwined. Losing a lot of money at poker will prove to be a drain on your finances. If you have good results at the tables, you will be able to spend more money on other things.

Beginners Strategy for Playing on the River

If you have the best possible hand in one direction and a chance t o win in the other direction as weH, t hen j am on the end in order t o eliminate players, so that you have a better chance to win the whole pot. If you have the luxury of having the best possible high and low hands at t he same time, y ou need to figure out if calling someone else's bet wiil win more money for you than raising would. I f c ailing wiil allow two other players t o enter the pot, whereas raising would eliminate them, then it's correct to call instead of raise. If only one other player i s yet to act behind you, then it's always r ight to raise, because even i f t hat opponent folds you wiil s tiil get an extra bet from the original bettor. And the player behind you might call anyway. But if you have the second- or t hird-best hand in one direction, you may have to fold it o n the l ast round of betting.

Preflop Limit Holdem Lessons for Beginners Top Ten Hands Only

To begin with, I r ecommend playing only the top ten hands and folding on al others. The top ten are, in order of relative promise A-A, K-K, Q-Q, A-K, J -J, 10-10, 9-9, 8-8, A-Q, and finally 7-7. Experience has shown me that these are the strongest starting hands in limit Hold'em. This beginning strategy for survival is designed to keep you in the game while you learn the more s ubtle techniques that are necessary to beat t ougher games, or t o extract more money from weak games. And in some games using j ust this strategy will make you a winner. With this patient strategy alone, and really not much else in the way of poker instruction, I was able t o crush the games i n Madison. What happens is that when you consistently play only the top ten hands, your opponents wiil begin to fear your bets and raises because they'll see that you're always playing something powerful. This fear gives you some l eeway to make a few different plays l ater on, when you've absorbed the intermediate and...

Chapter Online Etiquette

Online poker can let you choose your action in advance by selecting one of the in-turn buttons. Whenever, you can, you should use them. If you know you are going to fold no matter what, then select fold . There is no reason why you shouldn't do this. It speeds up the game and so it makes you more money.

Its Important to be Suited

If your hand is suited in these loose games it is a giant advantage. One of the nice things about raising with suited cards before the flop (especially the ace suited), is that when you flop a flush, or for that matter a four-flush, you welcome all bottom pairs calling. They may be right to call, but it doesn't hurt you. They may be making money by calling on the flop because there are other people involved. But they are not taking money from you. They are making you money. The Fundamental Theorem of Poker states that if somebody is gaining money they are taking it from you.8 That's true in a heads-up pot, but there are exceptions multiway. For instance, in a four handed pot it could be possible that the fourth player in is gaining 1.00 from the second player in, 1.50 from the third player, but giving 0.75 of it back to you.

Playing Hands from Late Position

If everyone passes to you, you should strongly consider raising with any pair of Eights or better, ATs or better, or KTs or better. Your raise will either push the blinds out of the pot or make them put in more money to defend. Your raise also camouflages your hand a bit. The remaining players will figure you have something, but they'll have no idea exactly what. Of course, you have no idea what they have, either, but you do have one big advantage position. You get to act last during every betting round for this hand, so you can go after the pot aggressively.

Formulating Cash Game Strategies

Not many players subscribe to the theory that you should put a cap on the amount of money you win in a session, but we hear enough talk about limiting one's wins, or stopping play after you give back 50 percent or more of a win, to make us wonder what folks have been smoking. If the game you're in is good, why in the world would you want to leave your seat and let someone else come in and make money that is rightfully yours If your opponents are helpless and can't defend themselves, as mad genius Mike Caro likes to say, then the only reasons you should sit out a hand during your allotted play period are to put out fires, use the bathroom, get something to eat, and refill your drink. Gotta stay hydrated, after all. If you limit your wins you are, in essence, saying, You know, I could win 300 off of these rubes, but I'll stop at 100 today.

Minimum Playing Requirements For Open Blind

Even though you have a bet in already, don't call routinely when you're in the Blind (1st position). You need Aces to call a tight early raiser, Kings to call a middle-position raiser, Jacks to call a 7th position raiser, and one Ace to call the dealer if he tends to raise liberally. That's right, against the dealer (when just the two of you are in the pot) you can often call his raise, draw four and make money

The Cost of Rake

Casinos and online poker rooms make money by charging a rake or seat charge. When I first began to play poker, I purchased Wilson's Turbo Texas Hold'em and ran a simulation of ten players sitting in my local casino's game, a 3 6 table with 5 max rate and 1 average toke. I purposely included one tight aggressive player and nine loose passive opponents in the simulation. After 100,000 hands simulated, the results I saw were fairly terrifying. Nobody was winning. The tight aggressive player was only down a small amount, but the loose passive players had lost a huge sum. Later, I saw David Sklansky write an article about what it took for one player to win a living wage at poker. Let's assume the following

Table Layout

Cardrooms make money from poker, either by taking a percentage from every pot (the rake) or by charging players for the time they spend at the table. In low-limit games ( 5-10 and below) cardrooms take a rake, usually about 5 of the pot, up to a certain limit, such as 5. In higher limit games ( 10-20 and above), cardrooms often charge players for table time instead of taking a rake. In a game paid for by a rake, the dealer takes the money after each round of betting and puts it in on the plastic circle on the table. After each hand the money is moved to the dealer's chip tray. The rake is not an insignificant cost to players because poker is a zero-sum game your loss is someone else's gain. Suppose there is a game with ten players starting with 100 each, resulting in 1000 on the table initially. If the players are evenly matched and never leave the table, money simply passes back and forth between them, with the cardroom taking a little each time. It's easy to see that if this game...

Bad Beats

Bad Play - You made a mistake, which cost you the pot or caused you to lose more money than you should have. To see why this is, we have to go back and look at how winning players make money at poker. The reason that winning players make money is that they make the best play most often or, to put it another way, they make fewer mistakes than other players. While short-term results are very volatile, you are guaranteed to make money in the long term if you make fewer mistakes than your opponents. In fact, if you are playing poker and making fewer mistakes than your opponent, then you are effectively making money, regardless of the results of the hand, a series of hands, or even the entire session. Let's say that again and paraphrase for emphasis If you are making fewer mistakes than your opponents at the poker table, then you are making money.30 30 This is an effective mantra, yet slightly inaccurate. For example, you may make few mistakes, but the mistakes are so large that they...

Non Profit Motives

So far in this book, we have assumed that your only goal when playing poker is to make money. There are two reasons for this However, we recognize that some of you may be playing for reasons other than making money. In fact, because most players are long-term losers at poker, it stands to reason that most players play for reasons other than making money. Saying that poker should be played purely for money is almost too simplistic. Even winning players will normally have other motives as well. Here are some examples of other reasons why people play poker The problem is that if you have motives other than making money, then you will have conflicts of interest. In a way, playing for money is quite a simple way to play poker. All you have to worry about is what play will yield the highest expectation in the long term. If you have Other motives, then decisions become more difficult you want to play to win or do you want to pander to your other sires There is no real middle ground if you...

Limit vs NoLimit

Playing 10 20 or 20 40 is a good way to make money to live off of if you know what you are doing. You absolutely HAVE to play good starting hands if you are throwing in a 20-spot, or more, each bet. You do, because at that level, you KNOW the other guy is playing a good starting hand. There aren't going to be a lot of guys at the table of a 10 20 game that will play 9 7 os, without being in the big blind.

Joining a Game

Betting Limits Once you decide where to play, select a game with affordable limits. For a 3-6 game, you should have at least 100 in front of you. In a 5-10 game, you need at least 200. For higherlimit games, you need proportionally more money. It must be money you can afford to lose. Not even the best poker players make a profit every time they play. You cannot fear losing money or you won't be able to play correctly. Placing bets that lose is an integral part of the game. You cannot win in the long run without the ability to absorb losses along the way. If you are new to Hold'em, start with lower-limit games, even if you can afford higher ones. Players in higherlimit games are better. To make money at poker, you must not only have a sufficient bankroll to stay in the game, you must be better than your opponents. Learning poker by playing in high-limit games against expert players is a sure way to lose a lot of money fast. All in If you run out of money during the course of a hand,...

Risk Aversion

People also naturally tend to be risk averse when it comes to large amounts of money. This all comes down to the utility of money. As people accumulate more and more money, each additional dollar becomes less and less useful to them. This means that the real value Of money becomes less when dealing with large gains and more when dealing with large losses. To take an extreme example, if you were offered a choice between receiving 1 million or having a 50 50 shot at No matter what attitude a poker player has toward risk in his everyday life, he must adopt a risk-neutral attitude when sitting at the poker table. I f you want to make money at poker, then you must make the play that will win you the most money on average as often as possible. There In no scope here for risk control. You will start to have problems if you are playing a poker hand (or worse still an entire session) thinking anything along the lines of

Internet Poker

Internet poker is one of the hottest subjects on the contemporary poker scene. A growing number of computer Web sites now exist where you can play for real money against real opponents from around the world,,, and others. The largest such Web site, Paradise Poker (, has upwards of 50,000 players logged on, with 2,000 players playing nightly at 200 cyber tables. The site has dealt over 200 million hands to date. Internet tournaments are also held on a regular basis, with hundreds of participants, for big-money stakes. A yearly tournament hosted by the online Web site PartyPoker ( awards a hundred seats for a cruise, along with an entry into an onboard tournament worth a million dollars. Two other recent entries are The World Series of Online Poker (WCOOP) at, and The World Series of Online Poker at

Managing Your Money At All Ages

Managing Your Money At All Ages

Money management is an art. Sadly, it is becoming a lost art. We are becoming poorer each day just because we cannot manage the resources that we have so painstakingly accumulated. We don’t know how to manage our assets and nurture them to grow.

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